Our Insurance Services

We compare 13 carriers and find your best rate. There's no fee for this — carriers pay us.

A.M. Best Rated

Licensed in 49 States

No Medical Exam Required

Same-Day Coverage Available

What We Offer

What We Sell

Four product types. We'll tell you which one fits your situation after a short conversation.

Permanent coverage that lasts your entire lifetime with guaranteed cash value growth and fixed premiums that never increase.

Covers funeral and burial costs so your family does not have to come up with the money on short notice.

Up to $500,000 in coverage starting at $15/month. Choose a 10, 20, or 30-year term — commonly used to cover a mortgage or replace income.

Permanent coverage with cash value tied to a market index. Used by people who want lifelong protection and a cash reserve they can tap in retirement.

Our Process

We run your profile through every carrier we work with to find the best rate.

Our service is completely free. Carriers pay us when you get covered.

You'll always speak with a licensed agent, not a call center rep reading from a script.

For permanent policies, you can tap your cash value for anything — a loan, a withdrawal, or income in retirement.

Compare Plans

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Feature	Final Expense	Term Life	Whole Life	IUL
Coverage Duration	Lifetime	10–30 years	Lifetime	Lifetime
Medical Exam	No exam	No exam	May be required	May be required
Coverage Amount	$5K–$50K	$50K–$500K	$10K–$500K	$25K–$500K
Starting Price	~$9/mo	~$15/mo	~$25/mo	~$20/mo
Cash Value	—	—	Yes	Yes
Age Range	45–85	18–70	0–85	20–60
Guaranteed Issue	Available	—	Some carriers	Some carriers
Day-One Coverage	Available	Available	Varies	Varies
Best For	Seniors & burial costs	Young families	Estate planning	Growth & accumulation

All rates shown are estimates. Actual rates depend on your age, gender, state, and health status.

A licensed agent will compare rates from all 13 carriers and walk you through your options. No obligation, no cost to you.

Mon–Fri 9AM–6PM EST · Licensed in 49 States