Final Expense Insurance
Final expense insurance is designed to cover funeral costs, medical bills, and other end-of-life expenses. Your family receives the death benefit tax-free and can use it immediately for your burial expenses.
Why Choose Final Expense Insurance
No Medical Exam
Most plans qualify you with a short yes/no health questionnaire. No labs, no doctor visit required.
Same-Day Coverage
Many applicants are approved and fully covered the same day they apply.
Fixed Premiums
Your rate is locked in at enrollment and never increases, even as you get older or your health changes.
Guaranteed Issue
We work with carriers that accept applicants with pre-existing conditions, including those previously declined.
Tax-Free Payout
The death benefit is paid directly to your beneficiaries, income-tax-free, with no probate delays.
Builds Cash Value
Some whole life final expense plans build a cash reserve over time that you can borrow against while living.
Get Final Expense Insurance in 3 Simple Steps
Request a Quote
Fill out our simple form with basic information about your coverage needs.
Compare Options
We shop 13 carriers to find you the best rates and coverage options.
Get Covered
Apply online in minutes and get same-day approval on most plans.
Who Qualifies & Who It's Perfect For
Who Qualifies?
Requirements to be eligible for this plan.
- Ages 45–85 (varies by carrier)
- Answer basic health questions
- U.S. resident
- Not required to take a medical exam
This Plan Is Ideal For...
Key reasons people choose this coverage.
- Coverage from $5,000 to $50,000
- No waiting periods on most plans
- Builds cash value in some plans
- Simple application process
- Acceptance for ages 45-85
Frequently Asked Questions
Still have questions?
Not sure which plan fits? A licensed agent can walk you through your options.
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Get Your Rate in One Call
A licensed agent will compare rates from all 13 carriers and walk you through your options. No obligation, no cost to you.
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